Ginger
Money, Simplified.
Introduction
Ginger aims to provide digital banking services for SMEs in Senegal and the broader Francophone Africa region. We are creating a dedicated one-stop platform which provides entrepreneurs in the formal and informal sector, with the ability to seamlessly open an account at zero fees, integrate with their different mobile money wallets, and access financing through our alternative credit scoring model.
Problem
With Ginger, we are transforming the banking industry in Senegal and making it accessible to SMEs, which represent 97% of all businesses in the country. The industry is renowned for its inefficient and manual processes, high fees, lack of integration to mobile money wallets and high barriers to financing.
Opportunity
With Ginger, we are using technology, design and AI to create a new and improved banking experience for SMEs. We are creating a dedicated one-stop platform which provides entrepreneurs in the formal and informal sector, with the ability to seamlessly open an account at zero fees, integrate with their different mobile money wallets, and access financing through our alternative credit scoring model.